We are local and we understand your needs.

The same person from our local, caring team will remain your point of contact during your bankruptcy or consumer proposal. We won’t surprise you with calls from staff you have never dealt with before, or pass you from one department to another.

We take debt freedom very seriously and believe in helping people reclaim their lives without the crushing weight of past debt. We will answer all of your debt questions and provide you with options that really work.

If you share your story with us, we will share our expertise with you to find the right solution. Start living for your future – you owe it to yourself.

PEOPLE BEHIND Bankruptcy Thunder Bay

The members of the team

Keith Caverly, CAIRP, LIT


Keith knows his way around the insolvency business, with over 35 years experience in the profession.

StePHEN Murray 

Estate Administrator

His strength focuses on 20 years experience and assisting people and small business operators with financial troubles.

Get to know us better

Our Principles

When you first walk through our doors or call us, we make sure you feel a personal connection with us right away. To us, you are not a number or a file – we know you by your first name, and we make sure that you are guided through the entire process by the same person. Our insolvency team really take the time to listen to your story and understand your needs.

We understand what you are going through because we see it every single day, and we know that it can happen to anyone.

Serving the People

Our team is available evenings and weekends to accommodate your schedule. Meet or call one of our knowledgeable insolvency
professionals to discuss  your options

You can book a free consultationv or give us a call anytime.
We are here to listen to your story and help you discover debt freedom.
Finding your nearest office is as easy as clicking on the link below.





You owe it to yourself.

Got questions?

You can request a free consultation session.

The Answers to Your questions

Some Frequently
Asked Questions

• Keep your car, home and RRSPs*
• Stop harassing creditor calls immediately
• Get the largest debt reduction that is fair

Upon filing a bankruptcy, a stay of proceedings is automatic. This means your unsecured creditors have no legal recourse against you. Your unsecured creditors cannot commence or continue with any legal proceeding, wage garnishment or contact you for payment.

If you are having trouble repaying your debts, you are likely looking for options that can help you. One option that many people consider is an unsecured debt consolidation loan. This is a situation where you take out a new loan with the aim to consolidate all debt into one payment. Not only does this simplify the bill paying process, but it can also save you money.

If you feel that your financial situation is getting worse and that debt relief is more remote than ever, there are a number of preliminary steps you can take to resolve your debt - without participating in a formal legal process (such as a Consumer Proposal or Bankruptcy). Get Help with your Money Problems The first step is to sit down and examine your household budget.


Book Your FREE confidential, no obligation PHONE or VIDEO consultation today.
email us at keithcaverlylit@gmail.com

For more information please
contact us at 807-285-2525