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May 9, 2019

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The Answers to Your questions

Some Frequently
Asked Questions

• Keep your car, home and RRSPs*
• Stop harassing creditor calls immediately
• Get the largest debt reduction that is fair

Upon filing a bankruptcy, a stay of proceedings is automatic. This means your unsecured creditors have no legal recourse against you. Your unsecured creditors cannot commence or continue with any legal proceeding, wage garnishment or contact you for payment.

If you are having trouble repaying your debts, you are likely looking for options that can help you. One option that many people consider is an unsecured debt consolidation loan. This is a situation where you take out a new loan with the aim to consolidate all debt into one payment. Not only does this simplify the bill paying process, but it can also save you money.

If you feel that your financial situation is getting worse and that debt relief is more remote than ever, there are a number of preliminary steps you can take to resolve your debt - without participating in a formal legal process (such as a Consumer Proposal or Bankruptcy). Get Help with your Money Problems The first step is to sit down and examine your household budget.


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